Bloom is built for safety, trust, and tradition
Bloom gives you the tools to save with your community in a safe, ethical way. Our app makes it easy for your friends and family, colleagues and community to build communal wealth.
Community savings clubs are designed to help you save money — but they can end up costing you, too. Between tipping a hand and travelling to collect cash, it can cost more than you think to set up or join an ajo, esusu, or pardna scheme.
The Bloom app helps you stay on-budget, while taking the hassle and expense out of managing a savings club.
Create a Bloom Circle
Invite up to 10 contributors to join your Circle and choose your frequency of pay in.
Invite your friends
Each invited contributor can link their UK bank account to Bloom, making it easy and secure to send and receive money.
Make automatic contributions
Contributions are collected from each member of the group automatically with secure payments according to the schedule you set. We’ll even remind you before your payment is due!
Receive your payout
Bloom sends the payout to the collector’s bank account automatically. Organisers don’t need to worry about tracking pay-ins and payouts — everything is handled by Bloom’s ROSCA app.
Why Choose Us
A savings club app you can rely on
We’re dedicated to building a community savings club app you can trust. So we’ve put the best security measures in place to protect your money and private data.
Leading fraud prevention software monitors every transaction for suspicious activity to keep your money safe.
ID verification partners trusted by the world’s biggest banks keep your money in the right hands
Each payment is made securely through the app — so nobody can tamper with your details or scheduled payments
Bloom Circles are invite-only, so your committee only includes your trusted savings club members — whether that’s your tribe, family, or friends”